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Will My Insurance Include Oxygen Concentrator Expense?

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When individuals with breathing problems are recently prescribed oxygen therapy, one of the first concerns is the cost. Oxygen therapy equipment can be expensive and many patients are unaware of insurance benefits available to them.

Oxygen is considered a medical treatment and must be prescribed by a doctor in order for you to receive it. Some patients may need only occasional or short term oxygen therapy while others require a long term use of oxygen therapy. Oxygen concentrator is one of the most popular oxygen delivery systems. They come in variety of sizes providing solutions for both home and travel.

Most insurance plans cover most of the cost provided your test results show that you require oxygen therapy. Private insurance coverage varies from company to company that is why it is important to check with your provider to see if your policy provides coverage.

In some cases, however, oxygen therapy is covered when your physician provides the results of pulse oximetry testing that prove that you need supplemental oxygen for your well-being. Pulse oximetry measures the amount of oxygen carried by the blood. This is a simple test that will help your physician make a diagnosis and qualify you for oxygen therapy to be covered by most insurance.

In Medicare case, it varies from state to state. Medicare will help pay for oxygen therapy equipment under these conditions:

In Medicare case, it varies from state to state. Medicare will help pay for oxygen therapy equipment under these conditions:

* Your physician confirms that you have lung disease and that oxygen therapy will help improve your condition.
* Your arterial blood gas level falls within a certain range.
* Other alternative methods have been tried and were not effective to you.

If you meet the above mentioned conditions, Medicare will help pay for:

* Oxygen supply systems (oxygen concentrators included)
* Oxygen contents
* Supplies for the delivery of oxygen

There are 2 exclusions for coverage of portable oxygen systems:

o If oxygen is provided for use during sleep only
o If portable oxygen is used only as a back up to a permanent oxygen system.

Author recommends to check out more reviews on Oxygen Concentrators.


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